FHLMC Conforming Conventional ARM
FHLMC Conforming Conventional ARM
  • Intermediate Fixed Period ARM of Five (5), Seven (7) or Ten (10) years
  • Primary, Second Home, and Investment Properties
  • Conforming Loan Limits
  • 620 minimum score for all borrowers, regardless of LPA approval at lower scores
  • Maximum debt to income = 50%, regardless of LPA approval with higher debt ratios
  Click here to view FHLMC Conforming Conventional ARM Guidelines

FHLMC Conforming Conventional FRM
FHLMC Conforming Conventional FRM
  • Loan Terms of 10, 15, 20, 25, and 30 years are eligible
  • Primary, Second Home, and Investment Properties
  • Conforming Loan Limits
  • 620 minimum score for all borrowers, regardless of LPA approval at lower scores
  • Maximum debt to income = 50%, regardless of LPA approval with higher debt ratios
  Click here to view FHLMC Conforming Conventional FRM Guidelines

FHLMC Home Possible FRM
FHLMC Home Possible FRM
  • Loan Terms of 15, 20, 25, and 30 years are eligible
  • Primary Residence Only
  • Conforming Loan Limits
  • 620 minimum score for all borrowers
  • Maximum debt to income = 50%, regardless of LPA approval with higher debt ratios
  Click here to view FHLMC Home Possible FRM Guidelines

FHLMC Enhanced Relief Refi FRM
FHLMC Enhanced Relief Refi FRM
  • Loan Terms of 15, 20, and 30 years are eligible
  • Primary, Second Home, and Investment Properties
  • Conforming Loan Limits – Utilize Freddie Mac Worksheet for Determining Maximum Loan Amount of Relief Refinance Transactions
  • 620 minimum score for all borrowers, regardless of DU approval at lower scores
  • Maximum debt to income = 50%, regardless of LPA approval with higher debt ratios
  Click here to view FHLMC Enhanced Relief Refi FRM Guidelines

FHLMC Super Conforming FRM
FHLMC Super Conforming FRM
  • Loan Terms of 15, 20, and 30 years are eligible
  • Primary, Second Home, and Investment Properties
  • Super Conforming Loan Limits, as allowed by location and property type, up to $990,000
  • 620 minimum score for all borrowers, regardless of LPA approval at lower scores
  • Maximum debt to income = 50%, regardless of LPA approval with higher debt ratios
  Click here to view FHLMC Super Conforming FRM Guidelines