FHA Program

  PRODUCTS & PROGRAMS  /  FHA Program
Conforming Loan Amounts - FRM & ARM
Conforming Loan Amounts - FRM & ARM
  • Fixed Rate: Loan Terms of 15 and 30 years are eligible
  • Adjustable Rate: 5/1 hybrid ARM, 30 year amortization
  • Primary Residence Only
  • FHA County Loan Limits apply. High Balance loan limits are not allowed under this product. Utilize High Balance FHA product for those loan limits.
  • 600 minimum score for all borrowers
  • Maximum Debt to Income Ratio = 55% for AUS, regardless of AUS approval with higher debt ratios
  Click here to view Conforming Loan Amounts - FRM & ARM Guidelines
High Balance Loan Amounts – FRM & ARM
High Balance Loan Amounts – FRM & ARM
  • Fixed Rate: Loan Term of 30 years are eligible
  • Adjustable Rate: 5/1 hybrid ARM, 30 year amortization
  • Primary Residence Only
  • High Balance Loan Limits as allowed by location and property type
  • 620 minimum score for all borrowers
  • Maximum Debt to Income Ratio = 55% for AUS, regardless of AUS approval with higher debt ratios
  Click here to view High Balance Loan Amounts – FRM & ARM Guidelines
Streamline Refi Credit Qualifying FRM & 5 Yr ARM
Streamline Refi Credit Qualifying FRM & 5 Yr ARM
  • Non-Credit Qualifying is allowed
  • Conforming Fixed Rate: Loan Term of 15 or 30 years are eligible
  • Conforming Adjustable Rate: 5/1 hybrid ARM, 30 year amortization
  • High Balance: Fixed Rate Only - Loan Term of 30 years
  • Primary, Second Home, and Investment Properties
  • FHA County Loan Limits apply
  • 640 minimum score for all borrowers
  • Maximum Debt to Income Ratio = 55% for AUS, regardless of AUS approval with higher debt ratios
  Click here to view Streamline Refi Credit Qualifying FRM & 5 Yr ARM Guidelines
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Rushmore Correspondent Lending Services